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Warning - Low-Flying Wellies !

When John Major launched the ill-fated “Back-to-Basics” campaign in 1993 he sought to recall an image of Britain:  warm beer, old maids bicycling to church and long shadows on the cricket ground.  With...

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Personal Health Budgets and Heads of Loss - Assistance Animals?

The Times today carried an article entitled “NHS will cough up for music lessons and manicures.” It was referring to the three year trial of personal health budgets, whereby people in the NHS...

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A Head for Heights

 “… I was out in the garden with my stepladder today. Not my real ladder. I don't get on with my real ladder …”I was reminded of this old one liner when reading the latest instalment of the...

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Schedules, Counter Schedules and the Gadget Generation

  No self-respecting Schedule of Loss is now complete without a hefty claim for “Assistive Technology” items. The response in most Counter Schedules is that the Claimant is likely to have possessed all...

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